Parents & Children Join Child Care Providers For Somber Candlelight Vigils Marking Closure Of Over 5,600 Child Care Providers In CA

Child care providers who are members of Child Care Providers United (CCPU) were joined by parents and children today as they held socially-distanced candlelight vigils in San Diego, Los Angeles, and Fresno to raise awareness of the loss of over 5,600 child care businesses in California. The child care system, in crisis before COVID-19, has been completely decimated by the pandemic, speakers said at events outside Governor Newsom’s offices across California.

The state took meaningful action by waiving family fees for children not attending care, which is a step in the right direction to support stability in the Early Care and Education system, but scores of providers are still closing each week and the vast majority are women-of-color-owned businesses. For some providers, the scars of the 2008 recession are still fresh, as many closed, never recovered financially, and were unable to reopen. “My child care has been open for 16 years. I worked overnight for six years to obtain my Associate’s Degree in Early Childhood Development to offer the highest quality of care in my area,” said Claudia Carcamo, a provider from Los Angeles. “But once COVID-19 struck, I went from 14 children to three. I am devastated, and if we don’t get concrete help soon, I will have to close my doors this December.”

At each location, community members implored Governor Newsom and state legislators to take urgent action to support child care providers, the parents who count on them to get to work in frontline jobs, and the children who rely on access to critical early childhood education.

“As a single mom, working on the frontline in health care, I have peace of mind at work while my daughter is enrolled in local child care,” said Vanessa Okeefe, a parent from Alameda County. “It’s a great relief to know she’s safe, receiving support while distance learning, and her school work is getting completed.”

A recent study showed provider costs associated with the pandemic have increased by up to 75% as they take on additional expenses and duties to support distance learning for school-age children whose parents must work. Costs include hiring additional staff to support online learning, necessary equipment upgrades including stronger internet capacity and additional computers, and purchasing more essential supplies such as food and sanitation products.

Child care providers who were already on the brink before COVID-19 simply can’t afford to absorb these costs. “We need Governor Newsom to step up and ensure early childhood education is funded and that starts by keeping family child care providers open during a pandemic,” said Geniese Ligon, a teacher and vice-principal from San Diego. “It is time for our government to stop spinning out of control and to start spending on our future.”

Study after study has shown that access to quality early childhood education drastically reduces achievement gaps all the way through high school graduation, which is particularly important since many of the children that providers care for are children of color. Local education officials have joined the call for state support to keep child care providers afloat. “As an educator, community servant, and a product of the early education system, I will do everything in my power to ensure that all children receive a high quality education like the one I was blessed to receive,” said Dr. Daren Miller, a trustee of the Fresno County Board of Education.

Child care providers are asking the state to: 

— Generate revenues to increase reimbursement rates for providers who have children in their care participating in distance learning to accurately reflect the cost of this care, as some providers have seen their monthly costs increase by up to 75%.
— Financially support providers who have to close their doors out of an abundance of caution following potential COVID-19 exposure, so that they’re able to reopen and continue their role as essential workers in our communities.

Access your portal

Step 1

Go to portal site.

STEP 2

Click “Create Account.”

step 3

Complete the following fields, using the information provided in the benefits letter you received.

  • User Type: Member
  • Email: Enter your email address and confirm your email
  • First and Last Name: Enter your first and last name
  • SSN/SIN: Enter the last 4 digits of the Retirement Identification Number you received from your benefits letter. Do not enter the last 4 digits of your Social Security number.
  • Date of Birth: Enter assigned date of birth from your benefits letter. Do not enter your actual date of birth
  • Zip Code/Postal Code: Enter the zip code exactly as written on your benefits letter
step 4

Click “Next” and the following screen displays

Enter the password, and three Security Questions and answers, and select the Terms of Use and Privacy Policy checkbox.

step 5

Click Finish, the account is created, and you are returned to the initial screen (see following screen example)

You will also receive an access code which will be sent to the email that you entered when you created your account. Note: Each time you log in from a new computer/device, you must enter a new access code.

step 6

From the initial screen, enter the email address you used to set up your account and password, and click Login

step 7

Enter the access code you received in your email to access the Dashboard screen

If you have any questions, or would like assistance registering your portal, call our CCPU Provider Resource Center at (888) 583-CCPU (2278).

Info Sessions Recordings:

July 9 CCPU Retirement Fund Info Session

July 18 CCPU Retirement Fund Info Session

Frequently Asked Questions

Find answers to common questions in the FAQ section below.

Are the benefits from the Retirement Plan taxable income to me?

The State contributions to your Retirement Plan account are not taxable to you until you receive a distribution. There may be distributions options to defer those taxes.

When can I sign up for the Retirement Fund and where can I learn more?

Eligible providers are automatically enrolled in the retirement fund. However, the administrator, Zenith American Solutions, will ask eligible providers to update necessary information. It is important to provide this information so that your records are accurate, and to avoid delays accessing your account.



If you believe you are eligible, but have not received this mail, you may contact the CCPU Provider Resource Center for assistance at (888) 583-CCPU (2278).

Have more questions?

If you have additional questions, you can call the CCPU Provider Resource Center at 888-583-CCPU (2278) from 9am to 5pm Monday-Friday.

WHAT – What benefits does the Retirement Fund expect to offer providers?

Expand the Retirement Fund Benefits Table to see benefits.

 Plan Rules
Eligible participants*

You are eligible to participate in the Retirement Plan for a 2024 contribution if you are:

  • A licensed child care provider
  • Who has been paid 6 or more months of child subsidy in the 2023 calendar year (can be non-consecutive months).
Eligibility for benefit credit for contributions in 2024*You will earn your full service credits for 2023 if you were paid for ten or more months of child subsidy in 2023. If you were paid for 6 or more months of child subsidy, you will receive 60% of your service credits, 70% for 7 months, 80% for 8 months and 90% for 9 months. You will not earn any service credit if you were paid for less than 6 months.
ContributionsThe only contributions to the Retirement Plan will be paid from funding won through the CCPU collective bargaining agreement. The Plan does not accept contributions from you.
Amount of annual employer contributions for 2024 service allocable to participants in 2025*You will earn one full service credit for the State contribution on your behalf in 2025 if you were paid for ten or more months of child subsidy in 2024. If you were paid for 6 to 9 months in 2024, you will receive a pro-rated service credit. You will not earn any service credit if you were paid for less than 6 months in 2024.
VestingYou are “vested” in any contribution correctly made to your account. You do not need to work a minimum number of years before 2024 to be entitled to a benefit.
Distribution events

You can elect to receive your account when:

  • You stop all work as a licensed provider paid for state subsidized child care for 9 consecutive months at any age (“terminate from service”);
  • You stop all work as a licensed provider paid for state subsidized child care for 3 consecutive months at age 60 or older (“retirement”); or
  • You attain age 73, which is the age you are required to start receiving payments, unless you are still working.
Forms of distributions

If you are age 60 or older and stop all work as a licensed provider for 3 consecutive months and elect to retire, you can choose to receive your account balance as:

  • One lump-sum payment
  • Approximately equal monthly payments for 5 years
  • Approximately equal monthly payments for 10 years

If you are younger than age 60 and stop all work as a licensed provider for 9 consecutive months, you can only elect to receive your account as one lump-sum payment.

Death benefitsSince your account is 100% vested, you can designate a beneficiary (or multiple beneficiaries) to receive your account balance if you die before you receive it.
InvestmentsThe Board of Trustees will manage how the Retirement Plan is invested on your behalf, with the assistance of investment professionals.

*Special rules apply to providers where more than one provider is on the payment record.

who

Who is eligible for the Retirement Fund benefits?

State contributions to the Retirement Plan are tied to the child care subsidy program. To be eligible for retirement benefits in 2024, you must be a licensed provider who has have been paid for work with a subsidized child in at least 6 months in 2023-these months do not need to be consecutive. License exempt providers are not eligible; however, if you become licensed in a year, your work in that year may count for eligibility.

when

When will the benefits be available?

Contributions to the Retirement Plan are tied to the child care subsidy program. To be eligible for retirement benefits in 2024, you must be a licensed provider who has have been paid for work with a subsidized child in at least 6 months in 2023-these months do not need to be consecutive. License exempt providers are not eligible; however, if you become licensed in a year, your work in that year may count for eligibility.

how

How can I get help enrolling?

If you are eligible, the Plan will automatically enroll you based on data received by the State of California. You should immediately update your information with the Plan so it has has all of your current information and you receive credit for your years of licensed work.