Child Care Providers Need Increased Rates NOW

Enough is enough. The State of California can no longer delay paying child care providers what we deserve. The pay we receive is not sustainable to provide for our families nor to support the quality care we are so honored to provide our children. We alone deal with the burden of buying materials, food, transportation, and anything else our children need while under our care because the state isn’t paying us enough to meet those costs.

How can I adequately care for my own family and myself on just $4 an hour? 

But because I love this work, I continue to do it. I train my assistants and pay them minimum wage – more than four times what I make, I provide healthy and nutritious meals, and I provide transportation to take children to and from school and necessary medical appointments – all at a cost to myself.

I’m calling on the state to raise our rates NOW  so I can pay my assistants more than minimum wage —wages that allow them to thrive; so I can continue providing quality child care for my community; and so I can provide for my own family without fear of losing everything if we face an emergency expense. Increased rates might finally make it possible for me to dream a little bigger. I still dream of owning a home with a big yard for kids to play in. Currently, that dream seems like it slips further out of reach everyday.

My family and neighbors ask, “why do you keep doing it?” I continue to work as a family child care provider because I know I am having a positive impact on my community, on the children I care for and their families. I know that I’m setting these children up for a lifetime of educational success and giving their families opportunities for economic mobility knowing their children are safe and cared for. So I don’t want to be forced to close my doors when my community needs me most.

It’s long past time the state raise our rates. 

We will continue to fight for the pay, respect, and dignity we deserve, and we will win.

Eduviguez Ramirez, San Jose

TRANSLATION

Los proveedores de cuidado infantil necesitan aumenta de tarifas AHORA

Ya es suficiente. El Estado de California ya no puede retrasar el pago de las proveedoras de cuidado infantil lo que merecemos. El salario que recibimos no es sostenible para proveer a nuestras familias ni para apoyar la atención de calidad que nos sentimos tan honrados de proveer a nuestros niños. Solo nosotros lidiamos con la carga de comprar materiales, alimentos, transporte y cualquier otra cosa que nuestros niños necesitan mientras están bajo nuestro cuidado porque el estado no nos está pagando lo suficiente para cubrir esos costos.

¿Y cómo puedo cuidar de mi propia familia y de mí misma con solo $4 la hora?

Pero porque amo este trabajo, sigo haciéndolo. Entreno a mis asistentes y les pagó el salario mínimo – más de cuatro veces lo que hago, proveo comidas saludables y nutritivas, y proveo transporte para llevar a los niños hacia y desde la escuela y las citas médicas necesarias – todo a un costo para mí.

Estoy pidiendo al estado que aumente nuestras tarifas AHORA para poder pagar a mis asistentes más que el salario mínimo, pero salarios que les permitan prosperar; para que pueda continuar proporcionando cuidado infantil de calidad para mi comunidad; y para que pueda proveer para mi propia familia sin temor a perder todo si enfrentamos un gasto de emergencia. Y el aumento de las tarifas podría finalmente hacer posible para mí soñar un poco más grande. Todavía sueño con tener una casa con un gran patio para que los niños jueguen. Actualmente, ese sueño parece que se desliza más fuera de su alcance todos los días.

Mi familia y vecinos preguntan: “¿Por qué sigues haciéndolo?” Sigo trabajando como proveedora de cuidado infantil familiar porque sé que estoy teniendo un impacto positivo en mi comunidad, en los niños que cuido y sus familias. Sé que estoy preparando a estos niños para una vida de éxito educativo y dando a sus familias oportunidades de movilidad económica sabiendo que sus hijos están seguros y cuidados. Así que no quiero ser forzado a cerrar mis puertas cuando mi comunidad más me necesita.

Ya es hora de que el estado suba nuestras tarifas.

Continuaremos luchando por el salario, el respeto y la dignidad que merecemos, y ganaremos.

Eduviguez Ramirez, San Jose

Access your portal

Step 1

Go to portal site.

STEP 2

Click “Create Account.”

step 3

Complete the following fields, using the information provided in the benefits letter you received.

  • User Type: Member
  • Email: Enter your email address and confirm your email
  • First and Last Name: Enter your first and last name
  • SSN/SIN: Enter the last 4 digits of the Retirement Identification Number you received from your benefits letter. Do not enter the last 4 digits of your Social Security number.
  • Date of Birth: Enter your actual date of birth. If this doesn’t work, then enter the temporary date of birth from your benefits letter.
  • Zip Code/Postal Code: Enter the zip code exactly as written on your benefits letter
step 4

Click “Next” and the following screen displays

Enter the password, and three Security Questions and answers, and select the Terms of Use and Privacy Policy checkbox.

step 5

Click Finish, the account is created, and you are returned to the initial screen (see following screen example)

You will also receive an access code which will be sent to the email that you entered when you created your account. Note: Each time you log in from a new computer/device, you must enter a new access code.

step 6

From the initial screen, enter the email address you used to set up your account and password, and click Login

step 7

Enter the access code you received in your email to access the Dashboard screen

If you have any questions, or would like assistance registering your portal, call our CCPU Provider Resource Center at (888) 583-CCPU (2278).

Info Sessions Recordings:

July 9 CCPU Retirement Fund Info Session

July 18 CCPU Retirement Fund Info Session

Frequently Asked Questions

Find answers to common questions in the FAQ section below.

Are the benefits from the Retirement Plan taxable income to me?

The State contributions to your Retirement Plan account are not taxable to you until you receive a distribution. There may be distributions options to defer those taxes.

When can I sign up for the Retirement Fund and where can I learn more?

Eligible providers are automatically enrolled in the retirement fund. However, the administrator, Zenith American Solutions, will ask eligible providers to update necessary information. It is important to provide this information so that your records are accurate, and to avoid delays accessing your account.



If you believe you are eligible, but have not received this mail, you may contact the CCPU Provider Resource Center for assistance at (888) 583-CCPU (2278).

Have more questions?

If you have additional questions, you can call the CCPU Provider Resource Center at 888-583-CCPU (2278) from 9am to 5pm Monday-Friday.

WHAT – What benefits does the Retirement Fund expect to offer providers?

Expand the Retirement Fund Benefits Table to see benefits.

 Plan Rules
Eligible participants*

You are eligible to participate in the Retirement Plan for a 2024 contribution if you are:

  • A licensed child care provider
  • Who has been paid 6 or more months of child subsidy in the 2023 calendar year (can be non-consecutive months).
Eligibility for benefit credit for contributions in 2024*You will earn your full service credits for 2023 if you were paid for ten or more months of child subsidy in 2023. If you were paid for 6 or more months of child subsidy, you will receive 60% of your service credits, 70% for 7 months, 80% for 8 months and 90% for 9 months. You will not earn any service credit if you were paid for less than 6 months.
ContributionsThe only contributions to the Retirement Plan will be paid from funding won through the CCPU collective bargaining agreement. The Plan does not accept contributions from you.
Amount of annual employer contributions for 2024 service allocable to participants in 2025*You will earn one full service credit for the State contribution on your behalf in 2025 if you were paid for ten or more months of child subsidy in 2024. If you were paid for 6 to 9 months in 2024, you will receive a pro-rated service credit. You will not earn any service credit if you were paid for less than 6 months in 2024.
VestingYou are “vested” in any contribution correctly made to your account. You do not need to work a minimum number of years before 2024 to be entitled to a benefit.
Distribution events

You can elect to receive your account when:

  • You stop all work as a licensed provider paid for state subsidized child care for 9 consecutive months at any age (“terminate from service”);
  • You stop all work as a licensed provider paid for state subsidized child care for 3 consecutive months at age 60 or older (“retirement”); or
  • You attain age 73, which is the age you are required to start receiving payments, unless you are still working.
Forms of distributions

If you are age 60 or older and stop all work as a licensed provider for 3 consecutive months and elect to retire, you can choose to receive your account balance as:

  • One lump-sum payment
  • Approximately equal monthly payments for 5 years
  • Approximately equal monthly payments for 10 years

If you are younger than age 60 and stop all work as a licensed provider for 9 consecutive months, you can only elect to receive your account as one lump-sum payment.

Death benefitsSince your account is 100% vested, you can designate a beneficiary (or multiple beneficiaries) to receive your account balance if you die before you receive it.
InvestmentsThe Board of Trustees will manage how the Retirement Plan is invested on your behalf, with the assistance of investment professionals.

*Special rules apply to providers where more than one provider is on the payment record.

who

Who is eligible for the Retirement Fund benefits?

State contributions to the Retirement Plan are tied to the child care subsidy program. To be eligible for retirement benefits in 2024, you must be a licensed provider who has have been paid for work with a subsidized child in at least 6 months in 2023-these months do not need to be consecutive. License exempt providers are not eligible; however, if you become licensed in a year, your work in that year may count for eligibility.

when

When will the benefits be available?

Contributions to the Retirement Plan are tied to the child care subsidy program. To be eligible for retirement benefits in 2024, you must be a licensed provider who has have been paid for work with a subsidized child in at least 6 months in 2023-these months do not need to be consecutive. License exempt providers are not eligible; however, if you become licensed in a year, your work in that year may count for eligibility.

how

How can I get help enrolling?

If you are eligible, the Plan will automatically enroll you based on data received by the State of California. You should immediately update your information with the Plan so it has has all of your current information and you receive credit for your years of licensed work.